Medical bills are broken

We find hidden charges in your hospital bill in 60 seconds.

Upload your bill. We scan every line item for errors, overcharges, and duplicate fees — then generate a dispute letter so you can fight back.

Free preview · No account needed
80% of bills contain errors
$1,300 avg. overcharge found
60s to scan your bill

Memorial General Hospital

Statement #4821 · Mar 15, 2026

$8,247
Emergency Room Visit (Level 4) $3,200
CT Scan - Abdomen DUPLICATE $1,850
IV Therapy - Complex UPCODED $940
Lab Work - Comprehensive Panel $680
Physician Consult (OON) OUT OF NETWORK $1,577
Potential savings: $3,420

Hospitals aren't trying to scam you. But their billing systems are a mess.

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Duplicate Charges

The same test, medication, or service billed twice. Happens more often than you'd think.

Upcoding

Charged for a more expensive procedure than what was actually performed. A $200 visit coded as $900.

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Phantom Services

Charges for services you never received. Recovery rooms you never entered, meds never administered.

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Insurance Gaps

Missing adjustments, out-of-network surprises, and benefits that were never applied to your bill.

Three steps. Sixty seconds.

1 📱

Upload your bill

Snap a photo or drag-and-drop your hospital bill or insurance EOB. PDF, image, anything works.

2 🔍

We scan for errors

Every line item is checked for duplicates, upcoding, phantom charges, and missing adjustments.

3 📨

Get your dispute letter

Download a professional, ready-to-send dispute letter addressed to your hospital or insurer.

Flat pricing. No percentage fees.

Unlike advocates who take 20-35% of your savings, ClearBill charges a flat fee.

Error Report
$19
one-time
  • Full error analysis
  • Plain-English results
  • Every line item checked
  • Overcharge amount calculated
Done-For-You Pack
$49
one-time
  • Everything in Dispute Letter
  • Formatted PDF ready to mail
  • Step-by-step instructions
  • Follow-up letter template

Common questions

Is this legit? Can I actually get my money back? +
Yes. Medical billing errors are so common that the American Medical Association estimates up to 80% of hospital bills contain mistakes. Hospitals are legally required to correct billing errors when formally disputed. Our dispute letters reference the FDCPA, FCBA, and No Surprises Act — the same laws consumer attorneys use. Many users have recovered hundreds to thousands of dollars.
How does it work? +
You upload a photo or PDF of your medical bill. We scan every line item and check for common errors: duplicate charges, procedures billed at a higher level than performed (upcoding), charges for services you didn't receive (phantom charges), out-of-network billing violations, and missing insurance adjustments. We then generate a formal dispute letter you can send directly to the billing department.
Is my data safe? What happens to my bill after I upload it? +
Your bill is processed securely and is not stored permanently. We don't share your medical data with any third parties. Payments are handled by Stripe — we never see your credit card number. Your document is analyzed, results are saved to your account temporarily, and the original file is not retained after processing.
What if no errors are found? +
If we don't find any billing errors, we'll tell you clearly — your bill appears accurately billed. In that case, you can skip the purchase. We never make up errors just to sell reports. The free preview will show the scan result before you decide to pay.
How do I send the dispute letter? +
Print the letter, sign it, and mail it via USPS Certified Mail with Return Receipt Requested to the hospital's billing department. The $49 Done-For-You pack includes step-by-step mailing instructions and a follow-up letter template. Keep a copy for your records. Hospitals are legally required to respond within 30 days.
Do I need a lawyer? +
No. You have the legal right to dispute medical bills yourself. Our dispute letters are written in formal, legal-style language referencing applicable federal laws — the same approach consumer attorneys use. Most billing disputes are resolved directly with the hospital without any legal action needed.
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Every dollar on your bill should be earned.

Most people pay their medical bills without questioning a single line. ClearBill exists so you don't have to be one of them.